Meet Rayyah
The Story of Surayyah Perkins
Surayyah Perkins, affectionately known as "Rayyah," is the heart and soul behind our mission. Her journey is a powerful testament to the strength of the human spirit.
Born with an incredible spark but weighing only 1 pound, Rayyah spent her first 72 days fighting for every breath in the NICU. That early battle forged a resilience that defines her today — she didn't just survive; she emerged triumphant.
Today, Rayyah's intelligence, vibrant personality, and deep-seated passion for helping others grow shine through in everything she does. She believes that everyone, no matter how small they start, has the potential to achieve greatness with the right guidance.
With Heart,
A Small But Mighty Start
Born prematurely at just 1 pound. The world was big, but Rayyah's spirit was bigger.
72 Days of Resilience
Seventy-two days of fighting, growing, and proving that miracles happen every single day.
Learning and Growing
Today, Rayyah uses her brilliance to inspire others. Her journey from the NICU to being a beacon of knowledge proves that focus and determination can overcome any obstacle.
Teaching the World About Credit
"If she can overcome 72 days in the NICU at 1lb, you can certainly master your credit score!"
A Fighter From Day One
From 1 pound in the NICU to a force of nature — this is Rayyah's journey.
1 pound. 72 days in the NICU. Fighting from day one.
Triumphant, brilliant, and ready to change the world.
Rayyah & Daddy
The man who started her credit journey.
From Day One, He Never Let Go
Every great journey has a beginning. For Rayyah, it started with her Daddy, Reem — a man who believed that the best gift he could give his daughter wasn't just love, but knowledge. Knowledge about money, credit, and building a future.
He saw potential in her from the very first day — even at 1 pound in the NICU. In this photo, you can see it all: a father's hands cradling his daughter's entire world. And when she was old enough, he made sure she'd understand the tools that could unlock every door. That's how Rayyah's Credit Journey was born.
"She didn't just survive — she's going to thrive."
On top of the world — literally. Rayyah & Daddy, stronger than ever.
The bond that started it all — from the NICU to the world stage.